Don’t save on [coffee]

Financially successful freelancers know what makes them happy, and they invest in that.

In other words; they do NOT save money on things they value.

For example, if you are a coffee lover, don’t save on that expensive coffee machine you will use every single day for the next decade. Enjoying a great cup of coffee daily makes you happy. You should invest in that!


  1. List all the things that make you happy on a daily/weekly/monthly/yearly basis.
  2. Figure out the € cost of those things.
  3. Automate your savings for those costs.
  4. Enjoy, guilt-free!

We LOVE to hear examples from other freelancers - do you invest above average on something you value? A car, a coffee machine, holiday, etc.?


And don’t forget to join our Flow beta list, if you want to automate all your money flows in 2020!