Save money. Effortlessly.
Automate saving, budgeting and investing so you can feel relaxed
and confident about your money.
Get the app
Your bank needs Flow
Flow adds smart capabilities on top of your bank accounts.
Connect your banks to Flow and get complete control over your
money.
View supported banks
Saving
NL23 FLOW 8564 2323 56
Investing
NL23 FLOW 3443 0033 02
Giving
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Groceries
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Kids
NL23 BUNQ 1682 1987 56
Online Shopping
NL23 FLOW 0033 0234 43
Travel
NL23 FLOW 8643 1243 67
VAT Buffer
NL23 FLOW 2323 8564 56
Housekeeping
NL23 BUNQ 8564 2323 56
Travel
NL23 FLOW 8643 1243 67
Kids
NL23 BUNQ 1682 1987 56
Online Shopping
NL23 FLOW 0033 0234 43
VAT Buffer
NL23 FLOW 2323 8564 56
Divide your money when it comes in
Flow automatically moves your money across all your budgets,
savings and investments, based on triggers you set up in the
app.
View all triggers
Choose how much should go where
Set up unlimited Flows and move your money where it matters
without any work.
View all actions
Popular
use cases
Flow is for everyone, from freelancers and business owners to
young families and their grandparents. We collect the best money
systems that you can use in one go.
View all Money Methods
Five Jars
Simple method using five jars
Budgetting
Kakeibo
Marie-Kondo method for money
Budgetting
Profit First
A new take on business finance
Freelance
Salary Splitter
Split your salary as soon as it arrives
Budgetting
VAT Splitter
Split the VAT of your invoices
Freelance
One Cent Cha...
Day 1, one cent, Day 2, two cents...
Budgetting
Privacy friendly and secure
It’s your money so no time to fool around. Keeping your data
safe and private is our #1 priority.
PSD2 Licensed
Look us up in the registers, we are regulated by the DNB.
Read our
terms of use
to learn more about us.
ISO27001 Certified
We use bank grade security measures to protect your data and
we are ISO27001 certified: a standard in information
security.
Privacy First
Our service is designed with you in mind, making sure your
data is private and secure. We make money by
subscriptions, not data.
We’re here if you need us.
Talk to our humans
Automate your bank for free
Start for free and upgrade as your money systems grows.
Flow Free
€0/month
Unlimited Connections
Connect as many of your bank accounts as you wish
Unlimited Flows
No limits in the amount of Flows you can setup
Basic Actions & Triggers
Start automating your money with actions and triggers
Draft Payments
We draft payments for you to approve
Automatic Payments
Automatically approve your payments
VAT Actions
Automatically set apart VAT based on your rate
From What’s Left Action
Use the remainding amount to transfer
Forward Over € Action
Transfer when your balance exceeds a certain amount
Upcoming Advanced Actions and Triggers
Upcoming Advanced Actions such as “Fill budget to” and
many more
Flow+
€5/month
€4,50/month paid annually
Unlimited Connections
Connect as many of your bank accounts as you wish
Unlimited Flows
No limits in the amount of Flows you can setup
Basic Actions & Triggers
Start automating your money with actions and triggers
Draft Payments
We draft payments for you to approve
Automatic Payments
Automatically approve your payments
VAT Actions
Automatically set apart VAT based on your rate
From What’s Left Action
Use the remainding amount to transfer
Forward Over € Action
Transfer when your balance exceeds a certain amount
Upcoming Advanced Actions and Triggers
Upcoming Advanced Actions such as “Fill budget to” and
many more
Start automating your money today
Setup your first Flow in minutes and watch your money grow.
1
Connect your bank account
2
Setup your first Flow
3
Let your money grow