Smarter finances
with bunq and Flow
Manage your money better by combining the features of bunq and the power of Flow.
Open a bunq accountOn your phone, in 5 minutes![](/static/devices-682f51d06fed65114d9e2b9ac7310125.png)
5 things we love about
Flow+bunq
1
Real jars
To manage your money
With bunq you can create up to 25 real IBAN accounts to budget, save and spend money from. For one monthly fee.
2
Automatic payments
In the background
bunq supports automatic payments within your own account. Create an autopilot for your money with Flow.
3
Realtime triggers
Fast as lighting
Flow receives realtime triggers from bunq. Your Flows will trigger instantly.
4
Intelligent rules
That fuel your money system
With Flow+ you can divide your money however you want, use percentages, create multi-level Flows, decide if you want to manually approve or automatically divide your money.
5
Use Apple Pay
Handsfree paying
With bunq you can choose from payment cards, virtual cards and even Apple Pay to pay from any of the sub-accounts you made.
Your money
Your rules
![rules](/static/flow-illustration-84cb99a1541a1663640944b048adcce8.png)
Do more with your money
Divide your salary as soon as it comes in, refill your budgets, build up savings and many more features to come soon: connect investment accounts, pay your bills when your salary comes in, stay tuned!
Start automating your money today
Get started by opening a bunq account, then link it to Flow.
Open a bunq accountOn your phone, in 5 minutes